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Islamic Finance

AL Jabal – Your preferred partner in redefined Alternative Financing

‘Al-Jabal’, the literal meaning is Mountain, symbolizes the Islamic Unit stands high with humility in the Islamic Financial landscape. Arpico Finance has created a new paradigm shift to its dedicated alternative financing concept with some innovative products and services catering to the entire nation. With our dedicated team and guidance of well-qualified industry experts working alongside a renowned Shariah advisory committee members – we combine ethical financing with strong business acumen

Why choose us?

In simplest term, we have a friendly team who will provide the best of alternative solutions based on customer’s needs and requirement, competitive rates, quick approval and door step services to fulfill all your financial plans.

Our Product Portfolio

Investment Options (Launching Soon)

Wakalah Term Investment Account

With the introduction of “WAKALAH” investment product, you have an opportunity to earn a higher return on your investments.

Await for more details

Financing Options

Ijarah / Leasing

(Facilities for brand new and registered vehicles)

“Ijarah” is a mode of financing in Islamic Sharia Law and widely practiced across the globe in the Islamic Banking and Finance Industry. The Ijarah scheme is unique, being specially designed and tailor-made to address all your vehicle leasing needs.

According to Ijara principles, the Financial Institution (Al Jabal) will buy the vehicle you need and rent it to you so that you could enjoy the full usage of it. At the end of the agreed rental period we will gift the vehicle back to you so that you could enjoy the full ownership of it.

Murabaha / Trade Finance

(Facilities for brand new and registered vehicles)

In Islamic finance, a sale contract where the the Financial Institution (Al Jabal) buys the product on behalf of the client and resells the product to the same client by clearly mentioning the cost incurred in buying the product and the margin or the mark-up when reselling the product to the client. (Applicable for registered Vehicles)

Members of the Shari’ah Supervisory Board

  • Ash-Sheikh Murshid M. Mulaffar
  • Ash-Sheikh Muhammed Huzaifah
  • In House Shari’ah Advisor Yahya Ilham

Get In Touch